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Road hazzard body damage Avenger

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I'm not sure just when it happened...  I have scratches that start low on the passengers door & run up in an arch & down the back door, gouged nearly through the moulding.  The good news is the stratches are only in the paint.  The moulding will need to be replaced...  just plastic.  Don't know if I rubbed a snowback with something in it (as the rear tire ran up on a bump).  Or more likely a hunk of Tractor Trailer rubber / belt that's littering the roads...  that was thrown up when I drove over it.  (I park with the driver's door to the house so don't often walk all the way around.) 


As I read the insurances, if a tree falls on your car...  that's comprehensive insurance. 

If a tree falls on the road & you run into it, that's collision. 

So 100 deductable on the comprehensive does not apply...  it won't make the 1000 deductable on the collision. 


I am so bummed...     (Do you youngsters even know what that means?)

Edited by flagmanruss
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