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Help, looking for comparable trucks for sale… insurance co is not even close

Posted

So I am sorry, I know this isn’t quite the right section for post… but was closest I could find

 

Looking for people who may have similar trucks to mine, and what they would be willing to part with them for.  
 

Mine was stolen from in front of my house, and after a few months and more phone calls than anyone would consider reasonable, the insurance co and I are talking numbers… 

 

first number was $10k and second was $12

 

We aren’t even close, however I am struggling to find comparable vehicles listed for sale ….

 

it was a 

99 Dodge Ram 2500- 24 valve- Automatic (just rebuilt) , Short bed extended cab, leather seats (had just installed new ones that month), 225k miles, Fifth wheel and regular towing, upgraded HO alternator, fass lift pump, cold air intake,  

 

I know I am forgetting a lot, I’ll update as I remember 

 

Any help would be greatly appreciated…  thanks in advance

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Blue Pine,

So sorry for your loss. As you can tell by what these 2nd gens are going for, it was indeed a loss.

A bit of a story here but relevant to your fight with the insurance company...

In Oct. 95 I bought an F150, XLT, Lariat, std cab, LB, 4X4, auto, 5.0L, green metallic, tan center. It was a low mileage (48k) trade in. Beautiful truck. The dealership was asking 13,500, I walked 3 times, waiting a day or so each time, till they came down to their "if you leave after this don't bother returning" price of 11,250. In June 96 I lost it in a flood, water up to the ignition switch on the column, when I lifted the hood the water line was ½" below the top of the plastic EFI inlet cover, pulled the dipstick out and water came out.

Insurance company said 8k and they'd come and remove it that day,I still owed 9 on it and told them it could sit where it was forever before I'd accept that. I told them I wouldn't accept anything less than 12.

So, I called to chat with the adjuster every day, we became friendly, telling him the things I'd done that increased value over stock, fiberglass contoured steps painted body color, lighted visor also body color and the list went on. For 2 weeks I'd call daily. Finally he told me he'd call a dealer friend of his and see if the things I did were considered value add or reduced the value. 

In a nice way I made myself a pest to the point where they just wanted to get done with me. I ended up getting 10,750. I removed the wheels & tires and put $5 junkyards on it before they came to get it.

 

In essence they want to wear you down to the point where you're ready to take whatever they offer. Wear them down, reverse psychology, let them know each thing you've done, like that $1,000+ front bumper. They work "for" you, your continued premium payments pay their salaries. Like buying or selling a used vehicle it's a game of sorts. Tell them a higher number than your willing to accept and settle, after wearing them down, and don't stop until they've offered what you can live with.

Hope this helps you, or someone in the future. 

  • Staff

If my insurance tried those tactics I wouldn't get an attorney I would find my lawyer that came from the wolf pack. Literally I would make it a headache for them if I was treated unfair.

  • Owner

Just today I got a buddy I work with make a selling offer on his 2nd Gen 24V for 28,000. Twin turbo, edge tuner, I think he's running 150 HP injectors. 2 inch leveling kit and 35 inch tires.

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Welcome To Mopar1973Man.Com LLC

We are privately owned, with access to a professional Diesel Mechanic, who can provide additional support for Dodge Ram Cummins Diesel vehicles. Many detailed information is FREE and available to read. However, in order to interact directly with our Diesel Mechanic, Michael, by phone, via zoom, or as the web-based option, Subscription Plans are offered that will enable these and other features.  Go to the Subscription Page and Select a desired plan. At any time you wish to cancel the Subscription, click Subscription Page, select the 'Cancel' button, and it will be canceled. For your convenience, all subscriptions are on auto-renewal.